Wind Mitigation Inspections in Fernandina Beach & Jacksonville
The official Florida wind mitigation form that documents your home’s wind-resistant features, which insurance companies are required to credit on your premium.
Why it can save you money
Florida requires insurers to give premium discounts for features that help a house hold together in a storm. If nobody has documented those features, you are probably not getting the credit. Homes with a roof put on after 2002, or with upgraded roof-to-wall connections, often qualify for meaningful savings.
“Paul came out the day after I called to request an inspection. He kept me updated on his arrival time and showed up on time. Very friendly and easy to work with. Will use him again for any home inspection needs.”
What I check
The roof shape and covering, how the roof deck is attached (nail type and spacing), how the roof is tied to the walls (toe-nails, clips, single or double wraps), whether there is a secondary water barrier, and the protection on windows, doors and garage doors. Most of the work happens in the attic and takes about 20 to 30 minutes.
The report
I use the Uniform Mitigation Verification Inspection form (OIR-B1-1802) that every Florida insurer accepts, and I email the signed report before I leave your driveway, so you can send it to your agent the same day. A wind mitigation report stays valid for up to five years.
Pair it with a 4-point
If you are switching insurers or your carrier is asking for paperwork, a 4-point inspection is often needed as well. I can do both in one visit.
Sample report
At a Glance
Licensed & Certified for This
Certified Wind Mitigation Inspector- Florida Licensed Home Inspector #HI8965
Owner-operated: Paul does every inspection himself